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Barclaycard Gold

Our fee free for life Gold card gives you simple options to tailor the card to your needs. Choose between a minimum monthly payment of 5%, 7% and 10% of your balance, determine your billing date and adjust your credit limit to manage your spendings.

Suits you if...
Fees & Charges
Extra Benefits
Eligibility
Terms & Conditions

...you want to choose what things you need and what you don’t need.

Features:

Free for life with no joining or annual fees
Up to 50 days interest free credit
Flexible minimum monthly payment options (minimum of 5% applies)
Choice of billing date
Ability to manage your credit limit
Simple and fair fees
Keep an eye out for more rewards and benefits coming soon

Features:

Annual fee: Rs. 0
Interest rate: 2.95% per month, 35.4% annualised
Domestic and International ATM cash advances: 3% / min Rs. 300
Minimum payment: choice of 5%, 7% and 10% of your monthly balance

Choice of billing date

Receive your credit card statement when it is most convenient for you. Choose which week of the month you would like us to bill you.

Choice of minimum repayment amount

Decide how much you want your minimum monthly payment to be - 5%, 7% or 10% of the total amount due.

Pay your Utility Bills using Visa Bill Pay

The most convinient way to pay your Mobile, Landline, Electricity and other Utility bills absolutely free of cost. Click Here to Pay.

In order to apply for a Barclays Premier League Barclaycard you must:

Be aged between 18 and 70
Be an Indian Resident
Live in an area where Barclaycard has launched (see Apply Now page for more details)

In addition, you must be able to provide ONE document from EACH of the following lists to support your application:

Proof of Address

Bank Statement
Ration Card
Phone or Electricity Bill

Proof of Identity

Passport
Voter Card
Driving Licence

Proof of Income

Form 16
Last month's Salary Slip (if salaried)
ITR for last 2 years (if self employed)
Job Appointment Letter (if recently appointed)

The MITCs and full Terms and Conditions for Barclaycard Gold are available to download in PDF format. To view the documents, you need Adobe Acrobat Reader, which can be downloaded for free.

> Click Here to download the Most Important Terms and Conditions and Tariff Schedule

> Click Here to download the Full Terms and Conditions

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